Calcs for Life

Iowa Paycheck Calculator

Take-home pay in Iowa for 2026 after federal, state taxes, for salary or hourly pay.

Rates as of January 1, 2026

Pay type
$
W-4 Step 2: multiple jobs or spouse works
$

$2,200 per child under 17 plus $500 per other dependent, as entered on your W-4.

$

Traditional (pre-tax) contributions. Roth contributions come out after tax.

$

1 for yourself, 1 for a non-working spouse; head of household may claim 2 ($80).

$40 for each dependent.

Take-home pay per two weeks

$1,870.92

Gross pay per two weeks
$2,307.69
Federal income tax withheld
$193.08
Social security (6.2%)
$143.08
Medicare (1.45%)
$33.46
Iowa income tax
$67.15
Take-home per year
$48,644
Total tax as share of gross
18.9%
Take-home: 81.1%Federal income tax: 8.4%Social security + Medicare: 7.6%State and local tax: 2.9%
  • Take-home$48,64481.1%
  • Federal income tax$5,0208.4%
  • Social security + Medicare$4,5907.6%
  • State and local tax$1,7462.9%

Withholding estimate using 2026 federal and Iowa tables; your actual tax for the year is settled when you file.

Per paycheck and per year6 rows
Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.00
Social security$143.08$3,720.00
Medicare$33.46$870.00
Iowa income tax$67.15$1,746.00
Take-home pay$1,870.92$48,644.00

How it works

Enter your pay and what’s on your W-4 to see each paycheck after taxes in Iowa. Federal income tax is figured with the IRS percentage method for 2026, the same tables payroll software uses, plus Social Security (6.2%) and Medicare (1.45%).

Iowa subtracts $13,000 from yearly wages ($19,500 head of household, $26,000 married when your spouse has no earned income), withholds a flat 3.8% of the rest, and takes $40 off the tax for each allowance on your IA W-4.

Many Iowa school districts levy an income surtax, a percentage of the resident's Iowa income tax liability set per district by the Department of Management. It is settled on the annual return and is not part of the employer withholding formula; no 2026 rate list was collected.

Withholding is an estimate of your tax, paid as you go. Whether you get a refund depends on your full-year income, deductions and credits; the tax refund calculator estimates that. To compare states, use the paycheck calculator.

Formula

Take-home = gross pay − federal withholding − Social Security − Medicare − Iowa withholding − pre-tax deductions

Sources

Questions people ask

How much Iowa income tax comes out of a $60,000 salary?

About $67.15 per paycheck, or $1,746 a year, for a single filer paid every two weeks with the default allowances. Take-home pay comes to about $1,870.92 per paycheck after federal tax, Social Security and Medicare as well.

Does Iowa have local income taxes?

Many Iowa school districts levy an income surtax, a percentage of the resident's Iowa income tax liability set per district by the Department of Management. It is settled on the annual return and is not part of the employer withholding formula; no 2026 rate list was collected.

What is a Iowa withholding allowance worth in 2026?

Each one is a $40 credit against your yearly Iowa withholding.

Why is my real paycheck different?

Employers round to the cent or dollar, some benefits change which wages are taxed, and bonuses are often withheld at a flat supplemental rate. Social Security also stops for the year once your wages pass $184,500. Use your pay stub to check, and this page to see how a change would affect it.