How it works
Enter your pay and what’s on your W-4 to see each paycheck after taxes in Maryland. Federal income tax is figured with the IRS percentage method for 2026, the same tables payroll software uses, plus Social Security (6.2%) and Medicare (1.45%).
Maryland withholds at graduated rates from 4.75% to 6.5% of your yearly wages after subtracting a standard deduction of $3,400 for single filers and $3,200 for each exemption claimed on Form MW507. Your county’s local tax is withheld on the same taxable wages, and nothing is withheld if yearly wages are under $5,000.
Every Maryland resident pays a county (or Baltimore City) local income tax, withheld together with state tax on the same taxable wages. 2026 rates run from 2.25% (Worcester) to 3.30% (Dorchester, Kent). Anne Arundel and Frederick use income-based tiers. Nonresidents working in Maryland pay a special 2.25% nonresident rate instead of a county rate.
Withholding is an estimate of your tax, paid as you go. Whether you get a refund depends on your full-year income, deductions and credits; the tax refund calculator estimates that. To compare states, use the paycheck calculator.
Formula
Take-home = gross pay − federal withholding − Social Security − Medicare − Maryland withholding − local tax − pre-tax deductions
Maryland county tax rates
Every Maryland resident pays a county (or Baltimore City) local income tax, withheld together with state tax on the same taxable wages. 2026 rates run from 2.25% (Worcester) to 3.30% (Dorchester, Kent). Anne Arundel and Frederick use income-based tiers. Nonresidents working in Maryland pay a special 2.25% nonresident rate instead of a county rate.
| County | Rate |
|---|---|
| Allegany County (local tax) | 3.2% |
| Anne Arundel County (local tax) | 2.7% to 3.2%, by income |
| Baltimore County (local tax) | 3.2% |
| Baltimore City (local tax) | 3.2% |
| Calvert County (local tax) | 3.2% |
| Caroline County (local tax) | 3.2% |
| Carroll County (local tax) | 3.03% |
| Cecil County (local tax) | 2.74% |
| Charles County (local tax) | 3.03% |
| Dorchester County (local tax) | 3.3% |
| Frederick County (local tax) | 2.25% to 3.2%, by income |
| Garrett County (local tax) | 2.65% |
| Harford County (local tax) | 3.06% |
| Howard County (local tax) | 3.2% |
| Kent County (local tax) | 3.3% |
| Montgomery County (local tax) | 3.2% |
| Prince George’s County (local tax) | 3.2% |
| Queen Anne’s County (local tax) | 3.2% |
| St. Mary’s County (local tax) | 3.2% |
| Somerset County (local tax) | 3.2% |
| Talbot County (local tax) | 2.4% |
| Washington County (local tax) | 2.95% |
| Wicomico County (local tax) | 3.2% |
| Worcester County (local tax) | 2.25% |
| Nonresident of Maryland (special nonresident tax) | 2.25% |
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: percentage method tables
- IRS Publication 15 (2026), Employer’s Tax Guide: social security wage base and Medicare
- Comptroller of Maryland, Maryland Employer Withholding Guide (effective January 2026, revised December 2025)
- Comptroller of Maryland, Central Payroll Bureau memo: 2026 Maryland State and Local Income Tax Withholding Information (Attachment 1: Local Income Tax Withholding Rates for 2026)
- Comptroller of Maryland, Percentage method of withholding for 3.20 percent local income tax (2026)
- NFC Bulletin: Maryland State and Counties Income Tax Withholding (NFC-26-1783003892)
- Maryland Department of Labor, FAMLI FAQs (April 2026)
Questions people ask
How much Maryland income tax comes out of a $60,000 salary?
About $97.56 per paycheck, or $2,537 a year, for a single filer paid every two weeks with the default allowances. Take-home pay comes to about $1,840.52 per paycheck after federal tax, Social Security and Medicare as well.
Does Maryland have local income taxes?
Every Maryland resident pays a county (or Baltimore City) local income tax, withheld together with state tax on the same taxable wages. 2026 rates run from 2.25% (Worcester) to 3.30% (Dorchester, Kent). Anne Arundel and Frederick use income-based tiers. Nonresidents working in Maryland pay a special 2.25% nonresident rate instead of a county rate. Choose yours in the calculator to include it.
What is a Maryland withholding exemption worth in 2026?
Each one subtracts $3,200 from your yearly wages before Maryland tax is figured, which lowers state withholding by up to $208 a year at the 6.5% top rate, less in lower brackets.
Why is my real paycheck different?
Employers round to the cent or dollar, some benefits change which wages are taxed, and bonuses are often withheld at a flat supplemental rate. Social Security also stops for the year once your wages pass $184,500. Use your pay stub to check, and this page to see how a change would affect it.