How it works
Enter your pay and what’s on your W-4 to see each paycheck after taxes in South Carolina. Federal income tax is figured with the IRS percentage method for 2026, the same tables payroll software uses, plus Social Security (6.2%) and Medicare (1.45%).
South Carolina subtracts $5,000 for each allowance and, if you claim at least one, a standard deduction of 10% of wages up to $7,500, then withholds at 0%, 3% and 6%. South Carolina cut its 2026 income tax rates in March 2026; the Department of Revenue says it will adjust the withholding tables, which haven’t been revised yet, so this uses the formula still in effect.
Traditional 401(k) and 403(b) contributions lower your federal and South Carolina income tax but not Social Security and Medicare. Pre-tax health insurance and HSA payroll contributions lower all of them.
Withholding is an estimate of your tax, paid as you go. Whether you get a refund depends on your full-year income, deductions and credits; the tax refund calculator estimates that. To compare states, use the paycheck calculator.
Formula
Take-home = gross pay − federal withholding − Social Security − Medicare − South Carolina withholding − pre-tax deductions
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: percentage method tables
- IRS Publication 15 (2026), Employer’s Tax Guide: social security wage base and Medicare
- SCDOR WH-1603F (Rev. 11/4/25): Formula for Computing South Carolina 2026 Withholding Tax
- SCDOR: South Carolina Withholding tables updated for 2026
- SCDOR Withholding page (links current 2026 formula)
- SC Information Letter #26-20: Individual Income Tax Reform (Aug 31, 2026)
- USDA NFC bulletin NFC-26-1773173131: South Carolina State Income Tax Withholding
Questions people ask
How much South Carolina income tax comes out of a $60,000 salary?
About $113.23 per paycheck, or $2,944 a year, for a single filer paid every two weeks with the default allowances. Take-home pay comes to about $1,824.85 per paycheck after federal tax, Social Security and Medicare as well.
Does South Carolina have local income taxes?
No. South Carolina cities and counties don’t tax wages, so your paycheck has only federal and state withholding.
What is a South Carolina withholding allowance worth in 2026?
Each one subtracts $5,000 from your yearly wages before South Carolina tax is figured, which lowers state withholding by up to $300 a year at the 6% top rate, less in lower brackets.
Why is my real paycheck different?
Employers round to the cent or dollar, some benefits change which wages are taxed, and bonuses are often withheld at a flat supplemental rate. Social Security also stops for the year once your wages pass $184,500. Use your pay stub to check, and this page to see how a change would affect it.